Hardmoney

Hard Money Loan Programs


Stated Income Loan Program

  • Loan amounts from: $150,000 – $2,000,000
  • Credit Score: NOT lower than 650
  • Interest Rate: 7.9%
  • Term: 3 year fixed rate – after 3rd year, the rate will adjust to 4% over U.S. Prime Rate
  • Fully amortized over 30 Years
  • Docs Needed: Signed Application, Credit Report and Appraisal
  • No upfront fees
  • You only pay 3rd party costs at acceptance

Rehab Loan Program

  • Loan Amount: $50K – $50M
  • LTV: Up to 80% of the as-is value or the purchase price, whichever is lower
  • Rates: 12%
  • Points: 2%-6%
  • Collateral: Non-Owner Occupied Real Estate Only
  • Closing: 10 – 14 Business days
  • Loan Types: Single Family, Multi-family, Bridge Loans, Real Estate Acquisition (residential and commercial properties) Short Sales, Construction Loans, REO’s and Bank Forclosed Residential Properties
  • Lending Area: Nationwide
  • Brokers: Split Points

Required Documents For Pre-Approval:

  • 4506 Tax Return Form
  • Past 2 Months of Bank Statements
  • Purchase & Sales Agreement
  • Application
  • Borrowers Authorization Form
  • Appraisal Nation Payment Authorization Form
  • List of tentative rehab work needed with cost breakdown

Call us now with your loan scenarios

800-922-5300 10AM – 8PM Pacific Time